Discover what substandard insurance is, how it functions, and see real examples. Learn about who qualifies and what factors ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. MoMo Productions / Getty Images The coinsurance formula is the homeowners insurance formula ...

Coinsurance is a type of cost-sharing arrangement in which the insured party and the health insurance company share the costs of covered medical expenses. This is a common feature in many health ...

Our team looked at over 100 of the top auto insurance providers in the U.S., from national providers like USAA, Travelers, and State Farm to regional providers like Erie Insurance. 8,500 Data Points ...