Negative entries like late payments and charge-offs stay on your credit report for seven years - this is what's known as the "seven-year rule." ...

Discover how your credit rating affects loan rates and rental applications, and learn tips to maintain a healthy score for better financial opportunities.

Perfect credit, or even really good credit, opens doors for American consumers. Better interest rates on loans. Better odds of renting an apartment or landing a job. Lower insurance premiums. But how ...

Closing your oldest credit card can trigger a drop in your credit score for reasons most people never see coming.

Leasing a new car has always been seen as a privilege reserved for car shoppers with perfect credit, but that's not always the case. Although high credit scores can unlock better deals, having ...

FARGO — For the first time in five years, Fargo’s credit rating has dropped, a renowned financial analysis institution said. Moody’s Ratings downgraded Fargo’s credit score from Aa2 to Aa3, the fourth ...