Discover how your credit rating affects loan rates and rental applications, and learn tips to maintain a healthy score for better financial opportunities.

Negative entries like late payments and charge-offs stay on your credit report for seven years - this is what's known as the "seven-year rule." ...

Perfect credit, or even really good credit, opens doors for American consumers. Better interest rates on loans. Better odds of renting an apartment or landing a job. Lower insurance premiums. But how ...

Leasing a new car has always been seen as a privilege reserved for car shoppers with perfect credit, but that's not always the case. Although high credit scores can unlock better deals, having ...

You hear a lot about the credit scores of individual consumers and how that affects their borrowing power. But what you might not realize is that governments have credit ratings, too. Similar to those ...

FARGO — For the first time in five years, Fargo’s credit rating has dropped, a renowned financial analysis institution said. Moody’s Ratings downgraded Fargo’s credit score from Aa2 to Aa3, the fourth ...

It likely won’t surprise you to learn that 95% of companies perform background checks on potential employees. What may come as a shock, though, is that 16% also conduct credit checks on all job ...

Telco giant PLDT Inc. has retained a credit score of “BBB” from S&P Global Ratings on the resolution of its budget mess and the strength of its broadband business, although risks are becoming harsher.

As an avid car enthusiast, Joe enjoys time on the track, going to car meets, or simply taking a long drive in the Colorado mountains. Joe has always had a love for writing and cars, so he decided to ...