The average U.S. credit score is 715, according to FICO's Score Credit Insights, which examined data from April 2025. That's still in the "good" range, but it represents a two-point drop ...

Young woman with credit card. “Exceptional.” Depending on one’s frame of mind, the word may conjure up anything from a mint condition rookie card to possibly being asked, again, to stay after class.

Your credit score isn’t just a number. It’s a financial gatekeeper. It tells lenders how risky—or reliable—you are when it comes to managing debt. Whether you’re applying for a mortgage, credit card, ...

A FICO score below 580 or a VantageScore of less than 601 is considered a bad credit score. If your score falls in the bad credit range, you will face less favorable outcomes with lenders (who may ...

A simple three-digit number can determine whether or not you can finance your next home or car, and it can also stipulate ...