Still, 44% of BNPL users worry about how these loans could affect their credit score — and with good reason. Credit scoring ...

Credit scores are weird. You can do the "right thing" and still watch your score drop. For example, a friend of mine paid off ...

The national average credit score is in the low 700s, according to credit bureaus Equifax and Experian. Key Takeaways. Your ...

Explore business credit scores, learn how they work, factors affecting them, and effective strategies to improve them for better loan opportunities and growth.

Mercury reports that business credit scores may not improve despite timely payments due to factors like report monitoring and ...

Explore average credit scores among U.S. racial groups and discover factors creating disparities. Learn why some groups face ...

Most credit scores that lenders use in the United States range from 300 to 850. And when people talk about achieving the “highest” credit score possible, they’re usually talking about the ever-elusive ...

Closing your oldest credit card can trigger a drop in your credit score for reasons most people never see coming.

Dear Pat: It is true. You would add this adult (at least age 18) as an “authorized user” to your account by calling your ...

There are reports all over the internet that insist 30% or 50% are the “target” percentages in order to achieve great scores.

Editor’s note: The following article is an op-ed, and the views expressed are the author’s own. Read more opinions on theGrio. I was on “TheGrio with Marc Lamont Hill” last week, and one of the topics ...

Keeping a credit card for 10+ years can help your credit score, shape your spending habits, and even change rewards over time ...