If you have a thin credit file, you may have difficulty qualifying for loans and credit cards. So, what is a thin credit file ...

Negative marks on your credit report can hurt your credit score and affect your ability to qualify for loans. Here’s how to ...

Security freezes: In Oklahoma you must pay $10 to have a security freeze put on and $10 to have it taken off. This puts your credit file on ice, preventing the information in your credit file from ...

Freezing your credit is one of the best ways to combat identity theft — and it's free to do. Security experts are advising all Americans to take a few minutes to complete what they deem an essential ...

Discovering an error on your credit report can be alarming, especially when that mistake affects your ability to secure housing, employment, or financing. While you ...

What happens when over 5 million* UK residents are unable to access mainstream credit? The issue is more significant than it seems. These 'credit invisible' individuals—ranging from freelancers to ...

Having a business credit file can open the doors to many financing opportunities, which is why it’s important for new businesses to open theirs as soon as possible. You can open a business credit file ...

A credit card opened in your name can hurt your score fast. Here's how it happens and what actually protects you.

The VantageScore 4plus product pulls in standard credit file information while also analyzing bank account balance and other transactional data to create an adjusted score. VantageScore is launching a ...