Discover how Regulation Y governs bank holding companies and state-member banks, defines transactions needing Fed approval, and impacts well-managed banks.

Discover how Regulation J sets rules for the collection and return of checks and fund transfers through the Federal Reserve, ensuring secure banking operations.

Section 1. Purpose. The United States is drastically overregulated. The Code of Federal Regulations contains over 48,000 sections, stretching over 175,000 pages — far more than any citizen can ...

Section 1. Purpose. In our country, laws are supposed to provide the certainty and order necessary to foster liberty and innovation. Instead, our vast regulatory structure often serves to constrict ...

The Supremacy Clause of the U.S. Constitution states, in part: “This Constitution, and the Laws of the United States which shall be made in Pursuance thereof; and all Treaties made, or which shall be ...

Forbes contributors publish independent expert analyses and insights. James Broughel is an economist focused on the economics of regulation. The Washington Post recently revealed that the Department ...